Commercial Watch: Unleashing a fresh, wild advertising revolution!

In the commercial mortgage market, rates remain high compared to the residential market because of the make-up of the market itself. The residential mortgage market benefits from intense competition among a variety of lenders with different funding sources, which helps keep rates down. In contrast, the commercial mortgage market is dominated by challenger banks that rely heavily on savings deposits to fund their loans. As a result, these lenders are less affected by movements in swap rates, leading to higher borrowing costs for commercial borrowers. Until interest rates come down in the commercial market, lending volumes are likely to remain low as borrowers wait for rates to decrease. However, if interest rates do fall, activity in the commercial mortgage market is expected to pick up quickly.